Should I Pay Rent If A Mortgage Payment Would Be The Same?

For many individuals and families, owning a home is the ultimate goal. It marks a sense of pride, wealth, and legacy that many people value. The question then becomes, if people can afford to pay rent, then why wouldn’t they just purchase a home and pay a mortgage? The answer is not as simple, and…

Am I Wealthy?

Have you ever pondered the question “Am I wealthy?” If so, you are not alone. Most, if not all, would like to have financial wellness to the point where they don’t have to settle for less than they want, and can enjoy life with no financial barriers. Wealth however, may mean something different based on…

Should I save or reduce my debt?

Do you have outstanding debt that keeps bogging you down? Do you often times wonder which order is correct – save now and pay the debt later, or pay the debt off now, and then start saving after? Well, you are not alone. When you have debt (money owed), it can be an obstacle in…

Building wealth without a six-figure income

In the USA, if you earn a six-figure income ($100,000 and above), you are considered to be rich and wealthy. Your social circle tends to include other six-figure earners, you tend to afford the finer things in life, and enjoy experiences others could only dream of. But what about everybody else? According to the US…