I owe the IRS, What should I do now?

Most people hope to receive a tax refund, or have a zero tax bill when they prepare their taxes. However, there are millions of families and individuals, that end up owing additional taxes (tax due). In this situation, what do you do, if you cannot afford to pay the amount that you owe? Do you…

How my bank interest increased from $66 to $1200 in a year

For years I earned the lackluster interest rate that most traditional banks pay, a mere 0.10%. Thinking of it, the interest received did not even keep pace with the cost of inflation. It always fascinated me and sometimes angered me, to learn that banks lend customer’s money to borrowers for 6% – 8% interest rate,…