Year of Experiences

As we approach the end of one year and anxiously await the beginning of a new year, now is the time may people reset their lives and make new goals for the upcoming year. As I personally sat and reflected on 2019, and thoughtfully considered my direction for 2020, I decided I want the new…

Should I Cosign for a Loan?

You have worked so hard on building a good financial reputation. You have saved some money, you have been responsible with managing your debts, you have maintained a good to excellent credit score, and you feel like overall, your financial future looks bright. Your family member or a friend asks you that since you have…

So you want to learn how to invest? This should be your first investment!

When you invest, you put your money into something with the hopes that you will recoup the costs of your initial investment, plus, make additional money (return on investment). So an important question is, has anyone ever told you that the greatest investment that you can make is in yourself? Yes, that’s right! Before you…

Building wealth without a six-figure income

In the USA, if you earn a six-figure income ($100,000 and above), you are considered to be rich and wealthy. Your social circle tends to include other six-figure earners, you tend to afford the finer things in life, and enjoy experiences others could only dream of. But what about everybody else? According to the US…