Should I Refinance or Not?

If you have some form of debt (student loans, car loan, mortgage, etc.), refinancing may have crossed your mind a few times. So what exactly does it mean to refinance? To refinance means to replace your existing debt agreement with a new debt agreement that you believe is more favorable. A lender will pay off…

Should I save or reduce my debt?

Do you have outstanding debt that keeps bogging you down? Do you often times wonder which order is correct – save now and pay the debt later, or pay the debt off now, and then start saving after? Well, you are not alone. When you have debt (money owed), it can be an obstacle in…