Predatory Lenders: Don’t Fall In Their Traps

When people experience tough financial situations and have no savings to get them by, or friends and family to assist, then there are lenders who are available and are more than happy to give you a loan. The truth is, many of them prey on those who are vulnerable and offer to “help” with many…

Credit Card 101

Simply enough, we have all heard of credit cards, or most of us already own one (or multiple!). But do you fully understand how a credit card works? Some people use a credit card as their primary method of paying for items, while others use it sparingly for special purposes. A credit card isn’t your…

Should I Cosign for a Loan?

You have worked so hard on building a good financial reputation. You have saved some money, you have been responsible with managing your debts, you have maintained a good to excellent credit score, and you feel like overall, your financial future looks bright. Your family member or a friend asks you that since you have…