Credit Card 101

Simply enough, we have all heard of credit cards, or most of us already own one (or multiple!). But do you fully understand how a credit card works? Some people use a credit card as their primary method of paying for items, while others use it sparingly for special purposes. A credit card isn’t your…

Should I Add my Child as an Authorized User on my Credit Card?

One of the greatest financial gifts that a parent can give to his/her child, is a good to excellent credit standing. You may ask how can you do this? I would say, to add your child as an authorized user on your credit cards. This is only recommended if you are financially responsible. The good…