Should I Refinance or Not?

If you have some form of debt (student loans, car loan, mortgage, etc.), refinancing may have crossed your mind a few times. So what exactly does it mean to refinance? To refinance means to replace your existing debt agreement with a new debt agreement that you believe is more favorable. A lender will pay off…

Where is Your Money Really Going?

I ask this question, because I want you to think of all the places, things, and people your money is invested in. Is your money invested in one thing, or is it invested in many different things? Is your money invested in items that go up in value, or are you simply pouring your money…

Simple and Fun Money Saving Activities

Here are 10 fun and easy activities that you can incorporate into your everyday lives to save money. You can pick one, two, or all ten to complete. The choice is yours! Remember to have fun and hopefully make this a long-term part of your financial journey! Compare what you actually spent on groceries the…

Simple Method to Save for Vacation

So you have been working hard, and would like to take a break to go on a vacation, but your finances say otherwise. Right now, you simply cannot afford a vacation. What do you do? Assuming that you already have a budget, my recommendation would be to assess your spending categories to see what expenses…

Is it Beneficial to Get a 529 Savings Plan?

Have you ever heard of a 529 Savings Plan before? If not, then you are in luck. I will share an overview of a 529 Savings Plan, and hopefully you will acquire the basic knowledge to see if this may be an option for you to add to your list of investments. So what is…