Should I save or reduce my debt?

Do you have outstanding debt that keeps bogging you down? Do you often times wonder which order is correct – save now and pay the debt later, or pay the debt off now, and then start saving after? Well, you are not alone. When you have debt (money owed), it can be an obstacle in…

Do you struggle with impulse buying? Here’s a technique that can help!

Do you sometimes find yourself making impulse purchases? Or do you sometimes buy unnecessary high priced items? Well you are not alone. While some people are naturally savers, and others are naturally spenders, we are all prone to indulge in impulse buying. Something might look pretty and shiny that caught your eye, or you are…

I owe the IRS, What should I do now?

Most people hope to receive a tax refund, or have a zero tax bill when they prepare their taxes. However, there are millions of families and individuals, that end up owing additional taxes (tax due). In this situation, what do you do, if you cannot afford to pay the amount that you owe? Do you…

Got an Emergency?

If an unexpected emergency arose today, do you have funds available to pay for it? If you say no, then you are not alone. In an article posted on Forbes.com on May 24, 2018, it stated that approximately 40% of Americans cannot pay for a $400 emergency expense. When you think of it, $400 is…

Are Certificate of Deposits (CDs) a Great Savings Product?

Have you heard of a CD before? No, not a compact disc (CD), a certificate of deposit (CD). So what is a Certificate of Deposit by the way? A Certificate of Deposit is a type of savings account, in which you “lock up” a certain amount of money for a defined time frame (3-months, 6-months,…

What’s Your Money Personality Type?

Do you already know what your money personality type is? If not, keep reading. There are a few different types of money personalities. The ones I will be sharing in this post are: saver, spender, debtor, balanced saver/spender, and gambler. I hope at the end, you identify which personality type sounds the most like you….