Simple and Fun Money Saving Activities

Here are 10 fun and easy activities that you can incorporate into your everyday lives to save money. You can pick one, two, or all ten to complete. The choice is yours! Remember to have fun and hopefully make this a long-term part of your financial journey! Compare what you actually spent on groceries the…

Simple Method to Save for Vacation

So you have been working hard, and would like to take a break to go on a vacation, but your finances say otherwise. Right now, you simply cannot afford a vacation. What do you do? Assuming that you already have a budget, my recommendation would be to assess your spending categories to see what expenses…

Is it Beneficial to Get a 529 Savings Plan?

Have you ever heard of a 529 Savings Plan before? If not, then you are in luck. I will share an overview of a 529 Savings Plan, and hopefully you will acquire the basic knowledge to see if this may be an option for you to add to your list of investments. So what is…

Credit Card 101

Simply enough, we have all heard of credit cards, or most of us already own one (or multiple!). But do you fully understand how a credit card works? Some people use a credit card as their primary method of paying for items, while others use it sparingly for special purposes. A credit card isn’t your…

Should I Add my Child as an Authorized User on my Credit Card?

One of the greatest financial gifts that a parent can give to his/her child, is a good to excellent credit standing. You may ask how can you do this? I would say, to add your child as an authorized user on your credit cards. This is only recommended if you are financially responsible. The good…

Should I Cosign for a Loan?

You have worked so hard on building a good financial reputation. You have saved some money, you have been responsible with managing your debts, you have maintained a good to excellent credit score, and you feel like overall, your financial future looks bright. Your family member or a friend asks you that since you have…