What’s Phishing Got To Do With Your Money?

As a CPA, one of the conditions for maintaining my license is to earn Continuing Professional Education (CPE) credits. This past week, I was watching a CPE webcast by one of the Big Four Accounting firms, and one of the segments focused on phishing. For those who do not know what phishing is, it is…

Are You Contented? Really!

This is a question to ask yourself. Are you truly contented or not? The response to this question could vary as you think about your overall life, family, friends, job, etc. However, I wanted you to think of this question in the financial sense. Being financially contented means that you are happy and satisfied with…

Predatory Lenders: Don’t Fall In Their Traps

When people experience tough financial situations and have no savings to get them by, or friends and family to assist, then there are lenders who are available and are more than happy to give you a loan. The truth is, many of them prey on those who are vulnerable and offer to “help” with many…

Top Questions to Ask Your Parents About Their Finances

I was listening to a podcast lately, and the discussion was centered around talking with parents about their finances. This was not something I had previously given much thought to, but wanted to share this topic, so that you too can begin to take action if necessary. Speaking to your parents about their personal finances…

Should I Refinance or Not?

If you have some form of debt (student loans, car loan, mortgage, etc.), refinancing may have crossed your mind a few times. So what exactly does it mean to refinance? To refinance means to replace your existing debt agreement with a new debt agreement that you believe is more favorable. A lender will pay off…

Where is Your Money Really Going?

I ask this question, because I want you to think of all the places, things, and people your money is invested in. Is your money invested in one thing, or is it invested in many different things? Is your money invested in items that go up in value, or are you simply pouring your money…